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Lloyds TSB Credit Card Review

Lloyds TSB is one of the UK's largest high street banks and they offer this superb credit card which is without doubt one of the the most flexible on the market. There are a great number of different options so that you can create the card that is perfect to your needs. how to apply for a Lloyds tsb createcard credit card

Thankfully more and more Credit card companies are opting for the create your own credit card regime.

What does "Design Your Own Credit Card Mean" well, It means:

what interest rate, what fee...if any, what card design and what rewards you want from a card. You have total control over how the
Lloyds TSB Createcard credit card works for you. You can change the options whenever you like, you can, reduce your interest rate, change your card design, get rid of your annual fee, increase your CashBack. Just as you did when you took the card out you can change it, TO SUIT YOU.
 

Lloyds TSB Createcard Credit Card Details  
Introductory Balance Transfers    0%
Monthly Rate    0%
Period    6 Months
Introductory Purchases    N/A
Monthly Rate    N/A
Period    N/A
Standard APR    12.9%
Monthly Rate    1.1%
Cash Advance APR    15.2%
Cash Advance Fee    1.5%
Minimum Payment Required    2%
Annual Fee    Varies
Loyalty Points    Cash Back available - check site for current %
Travel Accident Insurance    up to £60,000
Free Purchase Protection    £2,500 per item - maximum amount £10,000
Foreign Usage Fee    2.75%

This is similar to the Accucard Credit Card and others that now allow you change your credit card to fit your circumstances. If you have had a bad month and you need to pay less interest on the card you just ring or go online and change it. 

Overall a very good credit card.

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